Insurance & Rates

Insurance

Our clinic is a preferred provider for most of the more established insurance plans.

• Regence & Uniform
• Premera (Blue Cross or Anthem)
• Aetna, Lifewise
• PIP Car Accident Injuries
• L & I / Workman’s Comp
• United Health Care
• HSA health care expense accounts/ credit card usage
• Some Humana

Cash Rates

Payment

Payments for services can be made in check, cash or credit card via PayPal or Square.

The fees charged in our clinic are compatible to those utilized by other specialists with similar qualifications.

If you are doing a series of treatments, as in injury care, a car accident or allergy treatment care, discuss the package plan or credit card coverage with the therapist.

This clinic is NOT equipped to deal with the extensive paperwork with Medicare or Medicaid insurance programs

Insurance Coverage

Health insurance coverage and the benefits to be paid out to health care professionals has become increasing more complex & sometimes challenging to get payment for services rendered. Consult our benefits specialist to learn about your insurance plan.

Is Acupuncture or Medical Massage Covered? Please call Debra, my medical biller at (206) 434-6317 to confirm insurance coverage.

Please note: You will need to do a verification process to see if acupuncture or medical massage treatment care is covered by your plan.

A large percentage of my clients I’m working with have their own individualized insurance plans. This means each 1 hour treatment you receive; your insurance plan will cover the larger portion of the cost. You will owe the remainder either as a co-pay (averaging $15-$40 per visit) or as a co-interest. If you have co-pay to make at the time of service, please make that payment at the time of that service. Cash, check, or credit card is acceptable. If you have a co-interest arrangement with your insurance company, you will be billed for that via mail.

Talk with me as the therapist in your initial talk on the phone about insurance companies that I am a provider for. Most of the older established insurance companies I’m a health care provider for.  Refer to the above insurance companies & let’s discuss the plan you are under.

If you have insurance coverage for acupuncture services or medical massage, there is a high probability your insurance will cover you for acute injury care work. This is especially so if it is a recent car accident. Long standing chronic injuries are sometimes harder to get insurance coverage. Some insurance companies limit the number of treatments allotted for each tendomuscular challenge submitted.

HSA Insurance Coverage

This needs to be declared by the patient up front in the first session. HSA accounts require payments of services at the time of treatment either by credit card.

Car Accidents

The cost of all medical treatment care for both acupuncture & medical massage is covered by your car insurance PIP (Personal Injury Coverage), whether you are the driver at fault or not. To qualify, you need to make sure you have PIP coverage for car accidents. You will need to provide our clinic with your car accident claim number. This is how insurance companies keep track of your medical services & claims.

The exception to this is if you DO NOT have current personal injury car accident coverage or you did not include bodily damage coverage to your car insurance policy. In this latter case, you are liable for the full coverage for any acupuncture & medical massage treatments you receive at the date of service. Settlement on car accident cases with lawyer involvement can take as much as 12 -20 months of time for medical services to be paid to the therapist. This kind of pertinent info needs to be known up front when you contact our office. It will be discussed with the therapist upon your first visit.

Large Deductibles on Your Insurance Plan

If you have not paid off your deductible for the year, this must be met before you pay co-pays. If you have not met your full deductible for the year (whether its $200 to $3000 ) you are responsible  to cover the cost of treatments for each visit  by check or credit card. Please inform the therapist at the end of treatment whether you are still paying off a portion of your deductible.  Unfinished deductibles will be paying me as the acupuncturist or medical massage therapist, upon completion of each treatment. The cost of treatment ranges from $75-$85 per treatment. Each treatment you receive, I will still be billing your insurance company, so that it goes toward the balance of your deductible.